Private Medical Insurance

Private health care that offers multiple benefits for you and your family

What is Private Medical Insurance?

As a UK citizen, you are of course entitled to free healthcare from the NHS.

Private Medical Insurance works by paying a monthly sum to your insurer which if you become ill could then provide you with benefits such as private treatments, reduced waiting times and a choice of locations to be treated.

Who does it cover?

Depending on who you are looking at Private Medical Insurance for, there are various types of insurance available to suit your circumstances, these include:

  • Individual Health Insurance
  • Joint Health Insurance
  • Family Health insurance
  • Child Health Insurance
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How does Private Medical Insurance work?

We are lucky to have access to the free, amazing healthcare that the NHS provides in this country.

However, if you feel that you do not wish to rely on the NHS, but, you would like to have swifter access to private treatment, private hospitals and access to treatments or drugs that may not be available on the NHS then Private Medical Insurance could be the right solution for you.

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What is included?

By paying a monthly premium, you could have access to:

  • Reduced waiting times
  • Private rooms
  • Specialist referrals
  • Prompt scans
  • Specialist treatment
  • Physiotherapy
  • Choosing your surgeon or hospital
  • Specialist drugs and treatments
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How much is Private Medical Insurance?

Much like any insurance, the cost of Private Medical Insurance will depend on many factors, including.

  • Your age when taking out the policy, as you get older you are more at risk of developing health conditions so premiums may be higher
  • Your lifestyle, if you are a smoker or drink excessively you will be seen as a higher risk. Some insurers do offer incentives with your premium to encourage a healthier lifestyle and to be active.
  • Your level of cover
  • The amount of excess you choose, the higher your excess the more you will need to contribute towards any healthcare costs.
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How can Tipping & Webb help?

At Tipping & Webb, our clients are at the heart of everything that we do, and we feel that we have a duty of care to ensure that our clients’ needs are fully met. This is why all of our advisers will always speak to you with a sense of compassion and as a human being.

We offer our clients a full financial review of income, assets, outgoings, lifestyle and most importantly your needs for now and the future. We also make sure that we take the time to get to know you and your circumstances so that we can fully understand and advise what kind of cover would be suitable.

We appreciate that circumstances may change, which is why the service our advisers provide never ends. Because we want to ensure that the cover you have is right for you, at every period of your life.

So, if you are unsure which type of Private Medical Insurance would be suitable for you or your family, or if you would simply like a bit more information, get in touch with a member of our friendly team today who will be happy to help.

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