Insurance

Private Medical Insurance

Private health care that offers multiple benefits for you and your family

What is Private Medical Insurance?

As a UK citizen, you are of course entitled to free healthcare from the NHS.

Private Medical Insurance works by paying a monthly sum to your insurer which if you become ill could then provide you with benefits such as private treatments, reduced waiting times and a choice of locations to be treated.

Who does it cover?

Depending on who you are looking at Private Medical Insurance for, there are various types of insurance available to suit your circumstances, these include:

  • Individual Health Insurance
  • Joint Health Insurance
  • Family Health insurance
  • Child Health Insurance
interior chosen 06

How does Private Medical Insurance work?

We are lucky to have access to the free, amazing healthcare that the NHS provides in this country.

However, if you feel that you do not wish to rely on the NHS, but, you would like to have swifter access to private treatment, private hospitals and access to treatments or drugs that may not be available on the NHS then Private Medical Insurance could be the right solution for you.

interior chosen 11

What is included?

By paying a monthly premium, you could have access to:

  • Reduced waiting times
  • Private rooms
  • Specialist referrals
  • Prompt scans
  • Specialist treatment
  • Physiotherapy
  • Choosing your surgeon or hospital
  • Specialist drugs and treatments
interior other 03

How much is Private Medical Insurance?

Much like any insurance, the cost of Private Medical Insurance will depend on many factors, including.

  • Your age when taking out the policy, as you get older you are more at risk of developing health conditions so premiums may be higher
  • Your lifestyle, if you are a smoker or drink excessively you will be seen as a higher risk. Some insurers do offer incentives with your premium to encourage a healthier lifestyle and to be active.
  • Your level of cover
  • The amount of excess you choose, the higher your excess the more you will need to contribute towards any healthcare costs.
tipping webb 37

How can Tipping & Webb help?

At Tipping & Webb, our clients are at the heart of everything that we do, and we feel that we have a duty of care to ensure that our clients’ needs are fully met. This is why all of our advisers will always speak to you with a sense of compassion and as a human being.

We offer our clients a full financial review of income, assets, outgoings, lifestyle and most importantly your needs for now and the future. We also make sure that we take the time to get to know you and your circumstances so that we can fully understand and advise what kind of cover would be suitable.

We appreciate that circumstances may change, which is why the service our advisers provide never ends. Because we want to ensure that the cover you have is right for you, at every period of your life.

So, if you are unsure which type of Private Medical Insurance would be suitable for you or your family, or if you would simply like a bit more information, get in touch with a member of our friendly team today who will be happy to help.

Speak to us about Private Medical Insurance

Contact us

What our customers say

  • “Amy has been a wonderful support as we look at getting our first mortgage for a renovation. She has explained everything with a wealth of experience behind her and in terms that even I can understand! We feel incredibly comfortable making such an important decision with Amy to advise and guide us; we couldn’t ask for any more patience and knowledge from this lovely lady. Would always recommend, without hesitation.”

    R. Longley

  • “Fantastic help and advice from day one! Within a few minutes of meeting Dan for the first time both myself and my partner felt at ease and have never felt pressured which is so important, especially when making one of the biggest purchases of our lifetime. Would thoroughly recommend Dan to anyone and definitely those who are a first-time buyer as every step and process is well explained and any questions are always answered promptly with honesty.”

    J. Humphries

  • “When we were just about at our wit’s end with the process of getting our first mortgage, Amy quite literally saved the day (and our sanity!) She was professional, calm and thorough. Fantastic communication throughout the whole process, she managed to secure us a fantastic rate and explained everything to us every step of the way. A genuinely lovely lady, cannot recommend enough.”

    C. Charters

  • “Lisa was recommended to me by a friend and she did not disappoint, fantastic from start to finish. I found a house I wanted to make an offer on, emailed Lisa at 9 pm on a Sunday (not expecting a reply till the following morning) and I had a mortgage in principle by 10 pm the same night. Lisa was always on the ball even through COVID. I honestly can't thank her enough for all her help and will definitely be recommending her to people in the future.”

    D. McCafferty