Insurance

Critical Illness Cover

A financial safety net to help should you be diagnosed with an illness

What is Critical Illness Cover?

Critical Illness Cover acts as a financial safety net if you are diagnosed with an illness that is listed in your policy.

Insurance such as critical illness cover can come in really handy if your income, such as state benefits or sick pay from your employer doesn’t quite cover all of your needs.

It works by paying out, a tax-free, one-off payment (after payment the policy will end) which can help pay for treatment, your mortgage, childcare or any changes to your home following your diagnosis should you need it. I.e., Disabled access

So, it’s a good idea to have a think about how much you would need to live on should you become seriously ill and whether you may need some extra money to boost your income.

How much is Critical Illness Cover?

This completely varies as no two people’s situations are the same and there are a number of factors that need to be taken into consideration. These include.

  • Your age
  • How healthy you are
  • Your lifestyle
  • Your occupation
  • Your hobbies
  • Your family medical history
interior chosen 15

What does this cover?

There are many comprehensive policies out there that cover over 50 different conditions, however, others may be more limited.

Examples of critical illnesses that may be covered include:

  • Heart Attack
  • Stroke
  • Cancer (Certain types and stages)
  • Parkinson’s disease
  • Alzheimer’s
  • Traumatic head injury
  • Multiple Sclerosis
  • Organ transplant
pets other 07

How can Tipping & Webb help?

We understand that it can be difficult to assess and guess the likelihood of illnesses that could happen to you and your family, this is why all of our advisers will speak with you with a sense of compassion and as a human being.

At Tipping & Webb, our clients are at the heart of everything that we do, and we feel that we have a duty of care to ensure that our clients’ needs are fully met. This is why we offer our clients a full financial review of income, assets, outgoings, lifestyle and most importantly your needs for now and the future.

We make sure that we take the time to get to know you and your circumstances so that we can fully understand and advise what kind of cover would be suitable.
We also appreciate that circumstances may change, which is why the service our advisers provide never ends, because we want to ensure that the cover you have is right for you, at every stage of your life.

So, if you are unsure Critical Illness Cover would be suitable for you or if you would simply like a bit more information, speak with a member of our friendly team today who will be happy to help.

Speak to us about Critical Illness Cover

Contact us

What our customers say

  • “Amy has been a wonderful support as we look at getting our first mortgage for a renovation. She has explained everything with a wealth of experience behind her and in terms that even I can understand! We feel incredibly comfortable making such an important decision with Amy to advise and guide us; we couldn’t ask for any more patience and knowledge from this lovely lady. Would always recommend, without hesitation.”

    R. Longley

  • “Fantastic help and advice from day one! Within a few minutes of meeting Dan for the first time both myself and my partner felt at ease and have never felt pressured which is so important, especially when making one of the biggest purchases of our lifetime. Would thoroughly recommend Dan to anyone and definitely those who are a first-time buyer as every step and process is well explained and any questions are always answered promptly with honesty.”

    J. Humphries

  • “When we were just about at our wit’s end with the process of getting our first mortgage, Amy quite literally saved the day (and our sanity!) She was professional, calm and thorough. Fantastic communication throughout the whole process, she managed to secure us a fantastic rate and explained everything to us every step of the way. A genuinely lovely lady, cannot recommend enough.”

    C. Charters

  • “Lisa was recommended to me by a friend and she did not disappoint, fantastic from start to finish. I found a house I wanted to make an offer on, emailed Lisa at 9 pm on a Sunday (not expecting a reply till the following morning) and I had a mortgage in principle by 10 pm the same night. Lisa was always on the ball even through COVID. I honestly can't thank her enough for all her help and will definitely be recommending her to people in the future.”

    D. McCafferty